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Services for businesses

Property Insurance

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Why Property Insurance is Important

Comprehensive Property Insurance Awaits

Property insurance is crucial for protecting your physical assets from unexpected events such as fire, theft, vandalism, and natural disasters. It ensures that you have financial support to repair or replace damaged property, minimizing the impact of such events on your financial stability.


Our property insurance policies are tailored to meet your specific needs, providing comprehensive coverage and peace of mind.

02

Contents Coverage

Contents coverage protects the personal property or business assets within your building, such as furniture, equipment, and inventory. It covers loss or damage due to covered events.

01

Building Coverage

This coverage protects the physical structure of your property from damage caused by perils such as fire, storms, or vandalism. It includes repair or replacement costs for the building itself.

03

Business Interruption Insurance

For commercial properties, business interruption insurance provides coverage for lost income and ongoing expenses if your property is damaged and you are unable to operate. It helps mitigate the financial impact of downtime.

05

Natural Disasters Coverage

This coverage includes protection against specific natural disasters like earthquakes, floods, or hurricanes, which may require additional coverage beyond standard policies.

04

Liability Coverage

Liability coverage protects against claims for bodily injury or property damage that occurs on your property. It covers legal costs and potential settlements if someone is injured or their property is damaged.

  • What does property insurance cover?

    Property insurance covers damage or loss to buildings and contents, business interruption, liability, and additional living expenses, depending on the specific policy and coverage options.

  • Do I need property insurance for my business?

    Yes, property insurance is essential for businesses to protect against damage to physical assets, loss of income, and liability claims. It ensures that your business can recover and continue operating after a covered event.

  • How is the cost of property insurance determined?

    The cost is based on factors such as the value of the property, the type of property, the location, the coverage limits, and the risk profile. We can help assess your needs and provide a customized quote.

COMPREHENSIVE PROTECTION

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Ready to Protect Your Property?

Ensure your property is fully protected—contact Wright-Gardner Agency now to discuss your property insurance options. Our team is ready to assist you in finding the best coverage and providing exceptional service. Reach out for a consultation and experience the difference we offer.

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