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Services for businesses

Professional Liability

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Essential Protection for Your Professional Services

Comprehensive Protection: Professional Liability Insurance

Professional liability insurance is crucial for businesses and individuals who provide specialized services or advice. It offers coverage against claims of errors, omissions, or negligence that can arise from your professional activities. This type of insurance ensures that you are financially protected in the event of a lawsuit, helping to safeguard your reputation and your business’s financial health.



Our professional liability policies are customized to fit the specific needs of your profession, providing comprehensive protection and peace of mind.

02

Defense Costs

Professional liability insurance covers the legal defense costs associated with defending against claims of negligence or inadequate work. This includes attorney fees, court costs, and other related expenses.

01

Errors and Omissions

This coverage protects against claims arising from mistakes, oversights, or negligence in your professional services. It ensures that legal costs and potential settlements are covered, minimizing financial disruption to your business.

03

Settlements and Judgments

If a claim results in a settlement or judgment against you, professional liability insurance helps cover these costs, protecting your business's financial stability and ensuring you can continue your operations without significant financial strain.

05

Personal Injury

Professional liability insurance can also cover claims related to personal injury, such as libel, slander, or defamation, arising from your professional services.

04

Breach of Duty

This coverage protects against claims that you failed to perform your professional duties to the required standard, providing financial protection against lawsuits alleging a breach of duty.

05

Claims Made Policy

Professional liability insurance typically operates on a claims-made basis, meaning it covers claims made during the policy period, regardless of when the alleged error or omission occurred.

  • What is covered under professional liability insurance?

    Professional liability insurance covers errors, omissions, negligence, defense costs, settlements, judgments, breach of duty, and personal injury claims related to your professional services.

  • Who needs professional liability insurance?

    Any professional who provides specialized services or advice should consider professional liability insurance, including consultants, lawyers, architects, engineers, and medical professionals.

  • How is the cost of professional liability insurance determined?

    The cost is based on factors such as the nature of your profession, the size of your business, your claims history, and the coverage limits. We can help assess your needs and provide a tailored quote.

COMPREHENSIVE PROTECTION

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Contact Us Today

Secure the protection your professional services deserve—contact Wright-Gardner Agency now to explore your professional liability insurance options. Our team is ready to assist you in finding the best coverage and providing exceptional service. Reach out for a consultation and experience the difference we offer.

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