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Services for businesses

Worker’s Compensation 

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Why Worker’s Compensation Matter

Comprehensive Coverage: Worker’s Compensation Insurance

Worker’s compensation insurance is essential for any business with employees. It provides financial protection by covering medical expenses, lost wages, and rehabilitation costs for employees who are injured or become ill as a result of their job. Additionally, it offers protection for your business against potential lawsuits related to workplace injuries.


Our worker’s compensation policies are tailored to meet the specific needs of your business, helping you manage risks and maintain a safe work environment. We work with you to ensure that your coverage complies with legal requirements and provides the support needed for both your employees and your business.

02

Property Damage

If your business causes damage to someone else’s property, general liability insurance covers repair or replacement costs. This can include damage to physical property or assets owned by clients or other third parties.

01

Bodily Injury Claims

General liability insurance covers medical expenses and legal costs if someone is injured on your business premises or as a result of your business operations. This includes slips, trips, and falls, as well as other accidents.

03

Legal Defense Costs

In the event of a lawsuit, general liability insurance covers legal defense costs, including attorney fees and court expenses. This coverage helps protect your business from the financial burden of legal proceedings.

05

Advertising Injury

General liability insurance also covers claims related to advertising injuries, such as defamation, slander, or copyright infringement. This protects your business from potential legal issues related to marketing and advertising activities.


04

Product Liability

This coverage protects your business against claims arising from defects or issues with products you sell or manufacture. If a product causes harm or damage, product liability insurance helps cover the costs of legal defense and settlements.

05

Medical Payments

This coverage provides for medical expenses if someone is injured on your business premises, regardless of fault. It ensures prompt payment for medical treatment, helping to prevent minor incidents from escalating into larger claims.

  • What does general liability insurance cover?

    General liability insurance covers bodily injury, property damage, product liability, advertising injury, and legal defense costs related to claims made against your business. It provides protection for a wide range of potential risks.

  • Is general liability insurance required for all businesses?

    While not always legally required, general liability insurance is highly recommended for all businesses to protect against common risks and potential claims. It is especially important for businesses with public interactions or those providing services.

  • How much coverage do I need?

    The amount of coverage needed depends on factors such as the size of your business, the nature of your operations, and the potential risks you face. We can help assess your needs and determine an appropriate coverage amount.

COMPREHENSIVE PROTECTION

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Ready to Protect Your Business and Employees?

Wright-Gardner Agency offers comprehensive worker’s compensation insurance designed to meet the needs of your business and ensure the well-being of your employees. Secure the protection your business needs—contact Wright-Gardner Agency now to discuss your worker’s compensation insurance options. Our team is ready to assist you in finding the right coverage and providing the support you need.

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