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services for individuals

Farm Insurance

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Why Farm Insurance Matters

Comprehensive Protection for Your Farm

Farming is a complex and unpredictable industry, with various risks that can significantly impact your operations. Farm insurance provides vital coverage for your property, equipment, livestock, and liability, protecting your investment and ensuring your farm's sustainability. At Wright-Gardner, we offer tailored farm insurance policies designed to address the specific needs of your agricultural business.


Our farm insurance includes coverage for your farmhouse, barns, and other structures, as well as equipment, livestock, and crops. Additionally, our policies offer liability protection for accidents or injuries that may occur on your property. With Wright-Gardner, you can focus on running your farm with the peace of mind that comes from knowing you are fully protected.

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Livestock and Crop Coverage

Livestock and crops are critical components of your farming operation. Our insurance provides coverage for loss or damage to your livestock and crops due to various risks, including disease, theft, and natural disasters.

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Property and Equipment Coverage

Our farm insurance policies cover damage to your farmhouse, barns, and other structures on your property. This includes protection for your essential farming equipment, ensuring you can quickly repair or replace damaged items and minimize downtime.

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Liability Protection

Farms can present numerous liability risks, from injuries to visitors to damage caused by your operations. Our farm insurance includes liability coverage to protect you against legal claims and financial losses resulting from accidents or injuries on your property.

  • What types of farms can be covered by farm insurance?

    Farm insurance can cover a wide range of agricultural operations, including crop farms, livestock farms, dairy farms, and hobby farms. Our team will work with you to create a policy that meets your specific needs.

  • How is the value of my farm equipment determined?

    The value of your farm equipment is typically determined based on its replacement cost or actual cash value. Our experts will help you choose the best coverage option to ensure adequate protection for your equipment.

  • Does farm insurance cover workers' compensation for farm employees?

    Farm insurance can include workers' compensation coverage for your farm employees, providing protection for medical expenses and lost wages in case of work-related injuries. We can help you incorporate this coverage into your policy.

  • Can I customize my farm insurance policy?

    Yes, at Gardner-Wright, we offer customized farm insurance policies tailored to your specific needs. You can choose coverage options and limits that reflect the unique risks and requirements of your farm.

get the right coverage today

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Ready to Protect Your Farm?

Don’t leave your farm’s protection to chance—contact Wright-Gardner Agency today. Let us help you navigate the complexities of farm insurance with confidence and ease. Reach out for a consultation and experience the difference of personalized service and expert guidance.

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