Automobile insurance is designed to help provide financial protection from auto-related damages, loss, or injuries. It is there to protect you, your passengers, other drivers and pedestrians. In addition, it can protect against financial loss in the event of an accident to your car, as well as the property of others. It can provide financial reimbursement if your car is vandalized, damaged by fire, or stolen. Driving without automobile insurance is illegal in almost all states.
Having sufficient auto insurance coverage is a social responsibility. Driving without insurance, or the ability to pay for any damages you may cause, puts others at financial risk. A basic auto insurance policy contains six types of coverage.
Other Types of Coverage for Consideration
Rental reimbursement – This protection can pay for a rental car when your vehicle is damaged or stolen.
Towing and labor coverage – This coverage can pay for the cost of towing or labor associated with road breakdowns.
Gap coverage – This coverage is for newer vehicles and pays the difference between the actual cash value of the vehicle and the amount left on your car loan if your vehicle is totaled.
Contact us today for more information about automobile insurance. We are here to answer all of your questions – and to provide the necessary information and guidance for you to make informed decisions about buying insurance.
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